{"id":21023,"date":"2025-10-30T18:28:21","date_gmt":"2025-10-30T18:28:21","guid":{"rendered":"https:\/\/aertery.com\/?p=21023"},"modified":"2026-02-24T14:13:15","modified_gmt":"2026-02-24T14:13:15","slug":"veilig-of-vervlogen-de-impact-van-schuldhulpverlening-en-schuldsanering-op-jouw-vordering","status":"publish","type":"post","link":"https:\/\/aertery.com\/en\/veilig-of-vervlogen-de-impact-van-schuldhulpverlening-en-schuldsanering-op-jouw-vordering\/","title":{"rendered":"Safe or vanished? The impact of debt counseling and debt restructuring on your claim"},"content":{"rendered":"<div data-elementor-type=\"wp-post\" data-elementor-id=\"21023\" class=\"elementor elementor-21023\" data-elementor-settings=\"{&quot;ha_cmc_init_switcher&quot;:&quot;no&quot;}\" data-elementor-post-type=\"post\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-146d2ba elementor-section-boxed elementor-section-gap-beside-yes elementor-section-height-default elementor-section-height-default elementor-section-column-vertical-align-stretch\" data-id=\"146d2ba\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-extended\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-bbf66f8\" data-id=\"bbf66f8\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-e1116e8 elementor-widget elementor-widget-text-editor\" data-id=\"e1116e8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<style>.elementor-element-e1116e8{display:none !important}<\/style>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-802ee59 elementor-widget elementor-widget-text-editor\" data-id=\"802ee59\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h5>Debt Counseling and Debt Restructuring<\/h5>\n<p><!-- \/wp:paragraph --><\/p>\n<p><!-- wp:paragraph --><\/p>\n<p>Debt counseling and debt restructuring: two terms you\u2019ve probably heard before. You might even be dealing with a debtor who is entering such a process. But what exactly does that mean for you as a creditor? Does it mean you can kiss your money goodbye, or is there still hope of payment?<\/p>\n<p><!-- \/wp:paragraph --><\/p>\n<p><!-- wp:paragraph --><\/p>\n<h5>A letter from the municipality. What now?<\/h5>\n<p><!-- \/wp:paragraph --><\/p>\n<p><!-- wp:paragraph --><\/p>\n<p>Every natural person <span class=\"tooltip-icon\" data-tooltip=\"For companies, there are other options that provide support with debt problems \u2014 feel free to ask us about these.\">?<\/span> can ask their municipality for help in resolving debts. The municipality is obliged to provide assistance <span class=\"tooltip-icon\" data-tooltip=\"Unless someone has previously received debt assistance or has committed fraud against a government body. The municipality may outsource the process to another organization.\">?<\/span>. This is called \u2018debt counseling\u2019, not to be confused with the legal debt restructuring scheme (WSNP). At the start of the process, the municipality maps out all debts and examines the debtor\u2019s income (for example, from wages or benefits). Once the situation is clear, the municipality makes a payment proposal to all creditors. This takes into account a \u2018protected income amount (VTLB)\u2019 for the debtor: a person must have enough money left for basic needs \u2014 not all income can be used to pay creditors.<\/p>\n<p><!-- \/wp:paragraph --><\/p>\n<p><!-- wp:paragraph --><\/p>\n<p>The payment proposal is usually a settlement proposal for final discharge, since there is not enough money available to pay all creditors in full. Therefore, a proportional amount is offered to \u2018buy off\u2019 the claims. Creditors are not obliged to agree to this. <span class=\"tooltip-icon\" data-tooltip=\"Curious whether agreeing is wise in your situation? Feel free to contact us for advice.\">?<\/span><\/p>\n<p><!-- \/wp:paragraph --><\/p>\n<p><!-- wp:paragraph --><\/p>\n<p>The debt counseling process lasts 18 months. If all creditors have agreed and the debtor has complied with the arrangements with the municipality, all creditors are paid as agreed, and the debtor is debt-free after this period.<\/p>\n<p><!-- \/wp:paragraph --><\/p>\n<p><!-- wp:paragraph --><\/p>\n<h5>Forced agreement<\/h5>\n<p><!-- \/wp:paragraph --><\/p>\n<p><!-- wp:paragraph --><\/p>\n<p>It may happen that one or more creditors reject the municipality\u2019s proposal while the rest agree. In such a case, the debtor can submit a request to the court to compel the refusing creditor(s) to agree. This is called a \u2018forced agreement request\u2019. The court will grant the request if the creditor could not reasonably have refused the proposal. For example, if the creditor refused purely on principle, without seriously considering the proposal. If the request is granted, the rest of the process continues as described above.<\/p>\n<p><!-- \/wp:paragraph --><\/p>\n<p><!-- wp:paragraph --><\/p>\n<p>However, if the refusing creditor has a valid reason not to agree <span class=\"tooltip-icon\" data-tooltip=\"We are happy to assist you as a creditor so that you are not forced to agree to less than you are entitled to.\">?<\/span>, the court will not compel them to consent. In that case, the debt counseling process fails. The debtor can then still apply for admission to the legal debt restructuring scheme.<\/p>\n<p><!-- \/wp:paragraph --><\/p>\n<p><!-- wp:paragraph --><\/p>\n<h5>If debt counseling fails: the step toward debt restructuring<\/h5>\n<p><!-- \/wp:paragraph --><\/p>\n<p><!-- wp:paragraph --><\/p>\n<p>A debt restructuring request is submitted to the court. To be admitted, several requirements must be met. One of these is that the debtor must have tried a debt counseling process, but it was unsuccessful.<\/p>\n<p><!-- \/wp:paragraph --><\/p>\n<p><!-- wp:paragraph --><\/p>\n<p>If the debtor is admitted to the debt restructuring scheme, several (strict) obligations apply. <span class=\"tooltip-icon\" data-tooltip=\"These obligations do not all apply in the debt counseling process. Therefore, debt restructuring can be more advantageous for creditors. The downside is that a WSNP administrator is appointed to supervise the process. The costs involved are borne by the creditors, meaning less money is available at the end of the process.\">?<\/span> For example, the debtor is required to work at least 36 hours per week or is subject to a job-seeking obligation. <span class=\"tooltip-icon\" data-tooltip=\"We are happy to inform you about all (other) admission requirements and obligations.\">?<\/span><\/p>\n<p><!-- \/wp:paragraph --><\/p>\n<p><!-- wp:paragraph --><\/p>\n<p>A debt restructuring process also lasts 18 months. If the debtor complies with all the rules, the court grants a \u2018clean slate\u2019 at the end. This means that the available funds are distributed proportionally among all creditors, and the remaining claims can no longer be collected.<\/p>\n<p><!-- \/wp:paragraph --><\/p>\n<p><!-- wp:paragraph --><\/p>\n<h5>Maintain control over your claim<\/h5>\n<p><!-- \/wp:paragraph --><\/p>\n<p><!-- wp:paragraph --><\/p>\n<p>Is your debtor in a debt counseling or debt restructuring process? We are happy to help you gain insight into your options. Together, we\u2019ll develop the best strategy to protect your claim as effectively as possible. Feel free to contact us!<\/p>\n<p><!-- \/wp:paragraph --><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>Wat gebeurt er met jouw vordering als een klant schuldsanering ingaat? Dit kan grote gevolgen hebben.<\/p>","protected":false},"author":1,"featured_media":21024,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"footnotes":""},"categories":[70],"tags":[82],"class_list":["post-21023","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-blog","tag-insolventie-niet-kunnen-betalen"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.6 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Blog: Debiteur in Schuldsanering? | Aertery Incasso<\/title>\n<meta name=\"description\" content=\"Wat gebeurt er met jouw vordering als een klant schuldsanering ingaat? Dit kan grote gevolgen hebben.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/aertery.com\/en\/veilig-of-vervlogen-de-impact-van-schuldhulpverlening-en-schuldsanering-op-jouw-vordering\/\" \/>\n<meta property=\"og:locale\" content=\"en_GB\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Blog: Debiteur in Schuldsanering? | Aertery Incasso\" \/>\n<meta property=\"og:description\" content=\"Wat gebeurt er met jouw vordering als een klant schuldsanering ingaat? Dit kan grote gevolgen hebben.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/aertery.com\/en\/veilig-of-vervlogen-de-impact-van-schuldhulpverlening-en-schuldsanering-op-jouw-vordering\/\" \/>\n<meta property=\"og:site_name\" content=\"Aertery Incasso\" \/>\n<meta property=\"article:published_time\" content=\"2025-10-30T18:28:21+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-02-24T14:13:15+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/aertery.com\/wp-content\/uploads\/2025\/11\/ChatGPT-Image-Nov-11-2025-at-07_38_40-PM-1024x683.png\" \/>\n\t<meta property=\"og:image:width\" content=\"1024\" \/>\n\t<meta property=\"og:image:height\" content=\"683\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"sstienstra@aertery.com\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"sstienstra@aertery.com\" \/>\n\t<meta name=\"twitter:label2\" content=\"Estimated reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"6 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/aertery.com\\\/veilig-of-vervlogen-de-impact-van-schuldhulpverlening-en-schuldsanering-op-jouw-vordering\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/aertery.com\\\/veilig-of-vervlogen-de-impact-van-schuldhulpverlening-en-schuldsanering-op-jouw-vordering\\\/\"},\"author\":{\"name\":\"sstienstra@aertery.com\",\"@id\":\"https:\\\/\\\/aertery.com\\\/#\\\/schema\\\/person\\\/6b87b36e23d9d66a56d32d7681475552\"},\"headline\":\"Veilig of vervlogen? De impact van schuldhulpverlening en schuldsanering op jouw vordering\",\"datePublished\":\"2025-10-30T18:28:21+00:00\",\"dateModified\":\"2026-02-24T14:13:15+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/aertery.com\\\/veilig-of-vervlogen-de-impact-van-schuldhulpverlening-en-schuldsanering-op-jouw-vordering\\\/\"},\"wordCount\":1127,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\\\/\\\/aertery.com\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/aertery.com\\\/veilig-of-vervlogen-de-impact-van-schuldhulpverlening-en-schuldsanering-op-jouw-vordering\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/aertery.com\\\/wp-content\\\/uploads\\\/2025\\\/11\\\/ChatGPT-Image-Nov-11-2025-at-07_38_40-PM.png\",\"keywords\":[\"Insolventie (niet kunnen betalen)\"],\"articleSection\":[\"Blogs\"],\"inLanguage\":\"en-GB\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/aertery.com\\\/veilig-of-vervlogen-de-impact-van-schuldhulpverlening-en-schuldsanering-op-jouw-vordering\\\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/aertery.com\\\/veilig-of-vervlogen-de-impact-van-schuldhulpverlening-en-schuldsanering-op-jouw-vordering\\\/\",\"url\":\"https:\\\/\\\/aertery.com\\\/veilig-of-vervlogen-de-impact-van-schuldhulpverlening-en-schuldsanering-op-jouw-vordering\\\/\",\"name\":\"Blog: Debiteur in Schuldsanering? | Aertery Incasso\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/aertery.com\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/aertery.com\\\/veilig-of-vervlogen-de-impact-van-schuldhulpverlening-en-schuldsanering-op-jouw-vordering\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/aertery.com\\\/veilig-of-vervlogen-de-impact-van-schuldhulpverlening-en-schuldsanering-op-jouw-vordering\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/aertery.com\\\/wp-content\\\/uploads\\\/2025\\\/11\\\/ChatGPT-Image-Nov-11-2025-at-07_38_40-PM.png\",\"datePublished\":\"2025-10-30T18:28:21+00:00\",\"dateModified\":\"2026-02-24T14:13:15+00:00\",\"description\":\"Wat gebeurt er met jouw vordering als een klant schuldsanering ingaat? Dit kan grote gevolgen hebben.\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/aertery.com\\\/veilig-of-vervlogen-de-impact-van-schuldhulpverlening-en-schuldsanering-op-jouw-vordering\\\/#breadcrumb\"},\"inLanguage\":\"en-GB\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/aertery.com\\\/veilig-of-vervlogen-de-impact-van-schuldhulpverlening-en-schuldsanering-op-jouw-vordering\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-GB\",\"@id\":\"https:\\\/\\\/aertery.com\\\/veilig-of-vervlogen-de-impact-van-schuldhulpverlening-en-schuldsanering-op-jouw-vordering\\\/#primaryimage\",\"url\":\"https:\\\/\\\/aertery.com\\\/wp-content\\\/uploads\\\/2025\\\/11\\\/ChatGPT-Image-Nov-11-2025-at-07_38_40-PM.png\",\"contentUrl\":\"https:\\\/\\\/aertery.com\\\/wp-content\\\/uploads\\\/2025\\\/11\\\/ChatGPT-Image-Nov-11-2025-at-07_38_40-PM.png\",\"width\":1536,\"height\":1024,\"caption\":\"Wat schuldhulpverlening of schuldsanering betekent voor het innen van een openstaande factuur.\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/aertery.com\\\/veilig-of-vervlogen-de-impact-van-schuldhulpverlening-en-schuldsanering-op-jouw-vordering\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/aertery.com\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Veilig of vervlogen? De impact van schuldhulpverlening en schuldsanering op jouw vordering\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/aertery.com\\\/#website\",\"url\":\"https:\\\/\\\/aertery.com\\\/\",\"name\":\"Aertery Incasso\",\"description\":\"Incasso &amp; Juridisch advies\",\"publisher\":{\"@id\":\"https:\\\/\\\/aertery.com\\\/#organization\"},\"alternateName\":\"Aertery\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/aertery.com\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-GB\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/aertery.com\\\/#organization\",\"name\":\"Aertery Incasso\",\"alternateName\":\"Aertery\",\"url\":\"https:\\\/\\\/aertery.com\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-GB\",\"@id\":\"https:\\\/\\\/aertery.com\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/aertery.com\\\/wp-content\\\/uploads\\\/2023\\\/01\\\/Aertery-Logo-3-2-19.png\",\"contentUrl\":\"https:\\\/\\\/aertery.com\\\/wp-content\\\/uploads\\\/2023\\\/01\\\/Aertery-Logo-3-2-19.png\",\"width\":3580,\"height\":1000,\"caption\":\"Aertery Incasso\"},\"image\":{\"@id\":\"https:\\\/\\\/aertery.com\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"sameAs\":[\"https:\\\/\\\/www.linkedin.com\\\/company\\\/aertery\\\/\"]},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/aertery.com\\\/#\\\/schema\\\/person\\\/6b87b36e23d9d66a56d32d7681475552\",\"name\":\"sstienstra@aertery.com\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-GB\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/47db38a693ac8f554aa7535c34b2f39705ff31a42baf1bc7eb4f8c99233590d2?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/47db38a693ac8f554aa7535c34b2f39705ff31a42baf1bc7eb4f8c99233590d2?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/47db38a693ac8f554aa7535c34b2f39705ff31a42baf1bc7eb4f8c99233590d2?s=96&d=mm&r=g\",\"caption\":\"sstienstra@aertery.com\"},\"sameAs\":[\"http:\\\/\\\/aertery.com\"],\"url\":\"https:\\\/\\\/aertery.com\\\/en\\\/author\\\/sstienstraaertery-com\\\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Blog: Debiteur in Schuldsanering? | Aertery Incasso","description":"Wat gebeurt er met jouw vordering als een klant schuldsanering ingaat? Dit kan grote gevolgen hebben.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/aertery.com\/en\/veilig-of-vervlogen-de-impact-van-schuldhulpverlening-en-schuldsanering-op-jouw-vordering\/","og_locale":"en_GB","og_type":"article","og_title":"Blog: Debiteur in Schuldsanering? | Aertery Incasso","og_description":"Wat gebeurt er met jouw vordering als een klant schuldsanering ingaat? Dit kan grote gevolgen hebben.","og_url":"https:\/\/aertery.com\/en\/veilig-of-vervlogen-de-impact-van-schuldhulpverlening-en-schuldsanering-op-jouw-vordering\/","og_site_name":"Aertery Incasso","article_published_time":"2025-10-30T18:28:21+00:00","article_modified_time":"2026-02-24T14:13:15+00:00","og_image":[{"width":1024,"height":683,"url":"https:\/\/aertery.com\/wp-content\/uploads\/2025\/11\/ChatGPT-Image-Nov-11-2025-at-07_38_40-PM-1024x683.png","type":"image\/png"}],"author":"sstienstra@aertery.com","twitter_card":"summary_large_image","twitter_misc":{"Written by":"sstienstra@aertery.com","Estimated reading time":"6 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/aertery.com\/veilig-of-vervlogen-de-impact-van-schuldhulpverlening-en-schuldsanering-op-jouw-vordering\/#article","isPartOf":{"@id":"https:\/\/aertery.com\/veilig-of-vervlogen-de-impact-van-schuldhulpverlening-en-schuldsanering-op-jouw-vordering\/"},"author":{"name":"sstienstra@aertery.com","@id":"https:\/\/aertery.com\/#\/schema\/person\/6b87b36e23d9d66a56d32d7681475552"},"headline":"Veilig of vervlogen? De impact van schuldhulpverlening en schuldsanering op jouw vordering","datePublished":"2025-10-30T18:28:21+00:00","dateModified":"2026-02-24T14:13:15+00:00","mainEntityOfPage":{"@id":"https:\/\/aertery.com\/veilig-of-vervlogen-de-impact-van-schuldhulpverlening-en-schuldsanering-op-jouw-vordering\/"},"wordCount":1127,"commentCount":0,"publisher":{"@id":"https:\/\/aertery.com\/#organization"},"image":{"@id":"https:\/\/aertery.com\/veilig-of-vervlogen-de-impact-van-schuldhulpverlening-en-schuldsanering-op-jouw-vordering\/#primaryimage"},"thumbnailUrl":"https:\/\/aertery.com\/wp-content\/uploads\/2025\/11\/ChatGPT-Image-Nov-11-2025-at-07_38_40-PM.png","keywords":["Insolventie (niet kunnen betalen)"],"articleSection":["Blogs"],"inLanguage":"en-GB","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/aertery.com\/veilig-of-vervlogen-de-impact-van-schuldhulpverlening-en-schuldsanering-op-jouw-vordering\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/aertery.com\/veilig-of-vervlogen-de-impact-van-schuldhulpverlening-en-schuldsanering-op-jouw-vordering\/","url":"https:\/\/aertery.com\/veilig-of-vervlogen-de-impact-van-schuldhulpverlening-en-schuldsanering-op-jouw-vordering\/","name":"Blog: Debiteur in Schuldsanering? | Aertery Incasso","isPartOf":{"@id":"https:\/\/aertery.com\/#website"},"primaryImageOfPage":{"@id":"https:\/\/aertery.com\/veilig-of-vervlogen-de-impact-van-schuldhulpverlening-en-schuldsanering-op-jouw-vordering\/#primaryimage"},"image":{"@id":"https:\/\/aertery.com\/veilig-of-vervlogen-de-impact-van-schuldhulpverlening-en-schuldsanering-op-jouw-vordering\/#primaryimage"},"thumbnailUrl":"https:\/\/aertery.com\/wp-content\/uploads\/2025\/11\/ChatGPT-Image-Nov-11-2025-at-07_38_40-PM.png","datePublished":"2025-10-30T18:28:21+00:00","dateModified":"2026-02-24T14:13:15+00:00","description":"Wat gebeurt er met jouw vordering als een klant schuldsanering ingaat? Dit kan grote gevolgen hebben.","breadcrumb":{"@id":"https:\/\/aertery.com\/veilig-of-vervlogen-de-impact-van-schuldhulpverlening-en-schuldsanering-op-jouw-vordering\/#breadcrumb"},"inLanguage":"en-GB","potentialAction":[{"@type":"ReadAction","target":["https:\/\/aertery.com\/veilig-of-vervlogen-de-impact-van-schuldhulpverlening-en-schuldsanering-op-jouw-vordering\/"]}]},{"@type":"ImageObject","inLanguage":"en-GB","@id":"https:\/\/aertery.com\/veilig-of-vervlogen-de-impact-van-schuldhulpverlening-en-schuldsanering-op-jouw-vordering\/#primaryimage","url":"https:\/\/aertery.com\/wp-content\/uploads\/2025\/11\/ChatGPT-Image-Nov-11-2025-at-07_38_40-PM.png","contentUrl":"https:\/\/aertery.com\/wp-content\/uploads\/2025\/11\/ChatGPT-Image-Nov-11-2025-at-07_38_40-PM.png","width":1536,"height":1024,"caption":"Wat schuldhulpverlening of schuldsanering betekent voor het innen van een openstaande factuur."},{"@type":"BreadcrumbList","@id":"https:\/\/aertery.com\/veilig-of-vervlogen-de-impact-van-schuldhulpverlening-en-schuldsanering-op-jouw-vordering\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/aertery.com\/"},{"@type":"ListItem","position":2,"name":"Veilig of vervlogen? De impact van schuldhulpverlening en schuldsanering op jouw vordering"}]},{"@type":"WebSite","@id":"https:\/\/aertery.com\/#website","url":"https:\/\/aertery.com\/","name":"Aertery Incasso","description":"Incasso &amp; Juridisch advies","publisher":{"@id":"https:\/\/aertery.com\/#organization"},"alternateName":"Aertery","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/aertery.com\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-GB"},{"@type":"Organization","@id":"https:\/\/aertery.com\/#organization","name":"Aertery Incasso","alternateName":"Aertery","url":"https:\/\/aertery.com\/","logo":{"@type":"ImageObject","inLanguage":"en-GB","@id":"https:\/\/aertery.com\/#\/schema\/logo\/image\/","url":"https:\/\/aertery.com\/wp-content\/uploads\/2023\/01\/Aertery-Logo-3-2-19.png","contentUrl":"https:\/\/aertery.com\/wp-content\/uploads\/2023\/01\/Aertery-Logo-3-2-19.png","width":3580,"height":1000,"caption":"Aertery Incasso"},"image":{"@id":"https:\/\/aertery.com\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.linkedin.com\/company\/aertery\/"]},{"@type":"Person","@id":"https:\/\/aertery.com\/#\/schema\/person\/6b87b36e23d9d66a56d32d7681475552","name":"sstienstra@aertery.com","image":{"@type":"ImageObject","inLanguage":"en-GB","@id":"https:\/\/secure.gravatar.com\/avatar\/47db38a693ac8f554aa7535c34b2f39705ff31a42baf1bc7eb4f8c99233590d2?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/47db38a693ac8f554aa7535c34b2f39705ff31a42baf1bc7eb4f8c99233590d2?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/47db38a693ac8f554aa7535c34b2f39705ff31a42baf1bc7eb4f8c99233590d2?s=96&d=mm&r=g","caption":"sstienstra@aertery.com"},"sameAs":["http:\/\/aertery.com"],"url":"https:\/\/aertery.com\/en\/author\/sstienstraaertery-com\/"}]}},"_links":{"self":[{"href":"https:\/\/aertery.com\/en\/wp-json\/wp\/v2\/posts\/21023","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/aertery.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/aertery.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/aertery.com\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/aertery.com\/en\/wp-json\/wp\/v2\/comments?post=21023"}],"version-history":[{"count":2,"href":"https:\/\/aertery.com\/en\/wp-json\/wp\/v2\/posts\/21023\/revisions"}],"predecessor-version":[{"id":22559,"href":"https:\/\/aertery.com\/en\/wp-json\/wp\/v2\/posts\/21023\/revisions\/22559"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/aertery.com\/en\/wp-json\/wp\/v2\/media\/21024"}],"wp:attachment":[{"href":"https:\/\/aertery.com\/en\/wp-json\/wp\/v2\/media?parent=21023"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/aertery.com\/en\/wp-json\/wp\/v2\/categories?post=21023"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/aertery.com\/en\/wp-json\/wp\/v2\/tags?post=21023"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}